Online Banking

What if you only had time to do your banking at night?
Not a problem. You can check your account balances, pay bills, transfer funds and more – any time, from anywhere – with online banking. Enjoy the convenience of 24/7 access to your personal or business accounts.


  • View account balances
  • Pay and manage bills
  • Set up scheduled bill payments
  • Transfer money between accounts
  • Stop payments
  • Send an Interac® e-Transfer
  • Find a branch
  • Find an ATM
  • Apply for a loan
  • View up to date rates
  • Order cheques
  • Change contact information
  • Change personal access code
  • Open a new account
  • Check investments

 Security Features:

  • Multiple logins: You will be required to log in to your credit union MasterCard® and Credential accounts using unique usernames and passwords. This added layer of security ensures your money is safe.
  • Security precautions: St. Joseph’s Credit Union takes many precautions to protect your online banking environment and ensure your information is safe. Our online banking service is secured with commercial site security encryption. If you have an older browser that only supports ‘weaker’ encryption, you will need to upgrade your browser before using our online banking service.
  • Time-out: To protect your information, your online banking session will end automatically if there has been no activity for 15 minutes.
  • Direct Banking Alerts: You can set up alerts for your account so that if anything suspicious occurs, you will receive a text message or email. Find out more about Direct Banking Alerts.
  • Increased Authentication: You must set up 3 security questions to access your account through online banking. Find out more about Increased Authentication.

 Set-up is easy: Contact our credit union and we can assist you with registering. There is no need to download or install any application.

® MasterCard is a registered trademark owned by MasterCard International Inc. and is used under license.
® Interac is a registered trademark owned by Interac Inc., under license.