Term Deposits
Grow your business savings worry-free with your initial investment and returns 100% guaranteed.
Why invest in a term deposit?
Secure investment
Invest with peace of mind that your business savings are secure while still earning guaranteed interest.
Flexible options
Select from a variety of investment terms and interest rates to fit your specific business goals.
Fully insured
Feel secure in your investment with insurance provided by the Credit Union Deposit Guarantee Corporation.
Find the right term deposit for your business needs
Term Deposit Non-Redeemable
Perfect for you if…
Put your money away, and watch it grow. Lock in for a specific term and be guaranteed a higher interest rate. Save smarter with a term deposit.
Key features
- Enjoy a higher return than regular savings accounts
- No risk to your principal contribution
- Invest for 1 to 5 years
Term Deposit Index-Linked
Perfect for you if…
Low risk investing
Key features
- Potential for higher growth based on market performance
- No risk to your principal contribution
- Choose a 3 or 5 year term
Not sure which term deposit is right for your business?
We’ll be happy to help you pinpoint the option that best suits your business goals.
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Investing rates
Take a look at the latest, competitive rates on offer for our term deposits.
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Level up your financial know-how
Guide to saving & investing
Want to learn more about investing? Wish you could save more and spend less? This guide has you covered.
Ethical investing: What is it?
What are ethical investments? We're here to explain the basics and debunk some myths you may have heard.
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Copyright 2024 St.Joseph's Credit Union. All rights reserved.
Mortgage License # 3000020
Copyright 2024 St.Joseph's Credit Union. All rights reserved.
Mortgage License # 3000020
