Lines of Credit
Funds for whatever comes your way.
Access the funds you need whenever you need them
Student Line of Credit
Perfect for you if…
You didn't qualify for a full government Student Loan, or are in need of more funds to further your education.
Key features
- Regular payments only begin AFTER your schooling is finished
- Interest only payments available
Home Equity Line of Credit
Perfect for you if…
You want to renovate by using the equity in your home to renovate or consolidate.
Key features
- Flexible Terms
- Flexible Payments
Renovation Line of Credit
Perfect for you if…
You need a new deck, in-law suit, or any other upgrade to your home and your mortgage isn't up for renewal yet.
Key features
- Lower rate than a personal loan
- Longer amoratization
Consolidation Line of Credit
Perfect for you if…
You have multiple payments at higher rates, and would like to have ONE payment with a lower interest rate.
Key features
- One fixed payment
- Lower interest than most credit cards
- Fixed term
Personal Line of Credit
Perfect for you if…
You need a financial cushion between pay periods.
Key features
- Flexible Terms
- Flexible Payments
- Can be readvanced
Get your line of credit more ways
Not sure which line of credit is right for you?
We’ll be happy to help you pinpoint the option that best suits your needs.
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Copyright 2024 St.Joseph's Credit Union. All rights reserved.
Mortgage License # 3000020
Copyright 2024 St.Joseph's Credit Union. All rights reserved.
Mortgage License # 3000020
