Term Deposits
With your initial investment 100% guaranteed, lock in your savings and watch them grow – worry free.
Why invest in a term deposit?
Worry-free investment
Earn guaranteed interest on your investment without any risk of losing your principal.
Flexible options
Choose from a variety of investment terms and interest rates to suit your specific needs.
Fully insured
Feel secure in your investment with insurance provided by the Credit Union Deposit Guarantee Corporation.
Access the funds you need whenever you need them
Term Deposit Non-Redeemable
Perfect for you if…
Put your money away, and watch it grow. Lock in for a specific term and be guaranteed a higher interest rate. Save smarter with a term deposit.
Key features
- Enjoy a higher return than regular savings accounts
- No risk to your principal contribution
- Invest for 1 to 5 years
Term Deposit Index-Linked
Perfect for you if…
Low risk investing
Key features
- Potential for higher growth based on market performance
- No risk to your principal contribution
- Choose a 3 or 5 year term
Not sure which term deposit is right for you?
We’ll be happy to help you pinpoint the option that best suits your goals.
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Investing rates
Take a look at the latest, competitive rates on offer for our term deposits.
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Level up your financial know-how
Guide to saving & investing
Want to learn more about investing? Wish you could save more and spend less? This guide has you covered.
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What are ethical investments? We’re here to explain the basics and debunk some myths you may have heard.
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Copyright 2024 St.Joseph's Credit Union. All rights reserved.
Mortgage License # 3000020
Copyright 2024 St.Joseph's Credit Union. All rights reserved.
Mortgage License # 3000020
