Registered Education Savings Plan (RESP)
Saving up for post-secondary education can start as early as ABC.
Why invest in an RESP?
Shelter investment growth
Your child won’t pay tax on investment income until they withdraw it for school, ensuring their savings grow faster.
Take advantage of government grants
The government wants to support your child’s future, offering grants and bonds to boost the savings you set aside.
Save with help from anyone
Grandparents, aunts, uncles and even friends can open an RESP to help save for your child's education
Invest your way
Your RESP can hold a variety of investments, including mutual funds, term deposits and even savings accounts.
Set up your RESP your way
Not sure if an RESP is what you need?
We’ll be happy to help review your goals and see if an RESP is the right solution to reach them.
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Take a look at the latest, competitive rates on offer for our investing solutions.
See how RESP contributions, combined with government grants, will help your child’s savings grow.
Level up your financial know-how
Why the RESP deadline matters
The annual RESP deadline is December 31 – and, if you have kids, there are a few very good reasons to contribute.
Guide to saving & investing
Want to learn more about investing? Wish you could save more and spend less? This guide has you covered.
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Copyright 2024 St.Joseph's Credit Union. All rights reserved.
Mortgage License # 3000020
Copyright 2024 St.Joseph's Credit Union. All rights reserved.
Mortgage License # 3000020
